1 – How long will my money have to last? We now tend to live longer. An average 65 year old in good health is expected to live for another 24 years and one in four people could now live to see their 95th birthday. Our retirement savings are going to have to last us...

Are you relishing the arrival of your retirement, whenever it may be due? A recent survey from Aegon found that whilst people continued to have positive aspirations for retirement, there was nevertheless a widespread lack of confidence that retirement would actually deliver. With careful planning though, you can address all of your potential concerns and...

The Chancellor announced on 9th February that Pensioner Bonds will now remain on sale until 15th May 2022 – meaning that eligible investors will not be turned away in the run up to the general election (7th May). Following the unprecedented demand for products that, with annual interest rates of 4% for the 3 year...

Budgeting for retirement can be more difficult than budgeting whilst you’re still working. Some costs may increase, such as heating your home, and you’ll have to work out exactly how much income you will be receiving from your pension. The average British wage is about £26,000 – to replicate that in retirement you’d need a...

Approaching fast is April 2022, when you could have even more freedom to decide what you want to do with your pension savings as you approach retirement. Whatever you choose to do, and it will be your choice if you qualify, think carefully and choose wisely. Seek advice before making a choice if you are...